Higher education costs represent a significant financial expense for many families.  Tuition, room and board, books and fees average $23,000 per year in 2015 at a 4-year public college, with the University of California averaging $32,000. A private university can range up to $65,000 per year.  Given that tuition and fees continue to increase at a higher rate than general consumer inflation, it is important to get the most out of your college savings.

  • Assess education funding needs

  • Recommend the most appropriate savings vehicle such as a 529 plan or custodial account (UTMA)

  • Advise on 529 plan selection, investment allocation and other options

  • Evaluate savings distribution options