Higher education costs represent a significant financial expense for many families. Tuition, room and board, books and fees average $23,000 per year in 2015 at a 4-year public college, with the University of California averaging $32,000. A private university can range up to $65,000 per year. Given that tuition and fees continue to increase at a higher rate than general consumer inflation, it is important to get the most out of your college savings.
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Assess education funding needs
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Recommend the most appropriate savings vehicle such as a 529 plan or custodial account (UTMA)
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Advise on 529 plan selection, investment allocation and other options
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Evaluate savings distribution options
